Key Metrics
  • No. of Employees1254
  • Founded Year 2016
  • Company StagePublic Limited Company
  • Total Funding₹1,987.44 Cr
  • Industry

  • Headquarter
  • Company StatusActive
About InCred

InCred is a new-age financial services group that leverages technology & data-science to make lending quick & easy.

InCred is credit for Incredible India. They use technology & data-science to make lending quick, simple & hassle-free. They believe traditional ways of lending can exclude those most in need because of outdated, rigid & often inefficient processes. At InCred, InCred have simplified the lending process with a sharp focus on serving their borrowers’ unique needs & circumstances.

Business Model

Fintech platform InCred operates as an non-banking financial company (NBFC) and offers education and personal loans along with SME business loan and merchant loan. The company also offers a platform to companies, InCred Pronto, which allows on-demand salary access to employees and a repayment option through payroll deduction.

Top Competitors
OX
OxyzoU65929DL2016PTC306174
SM
Satya MicrocapitalU74899DL1995PLC068688
LE
LendingkartU72900GJ2014PTC081539
InCred Funding Details
Funding Highlights
Latest Funding RoundSeries D
Total Funding Raised₹1,987.44 Cr
No. of Investments Made14
Total No. of Acquisitions4
Lead Investors1
Investors
  • KKR India Financial Investments
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Investment Company Done
Detailed report about the Invtestments made by the company till date.
₹499.00 ₹998.00
Acquisition Company Done
Detailed report about the Acquistions the company has done till date.
₹499.00 ₹998.00
InCred Financial Details
Financial Highlights
FY 2023-24 Revenue₹1,293.1 Cr
FY 2023-24 Expenses₹871.35 Cr
FY 2023-24 Profit/Loss₹316.36 Cr
Net Cash Flow From Operations-₹1,390.41 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
InCred Key People
People Metrics
Current Core Team3
Board Members/Directors10

Core Team

BS
Bhupinder SinghFounder & CEO
VB
Vivek BansalCFO
AS
Ashwin SekarCPO & CTO

Board Members/Directors

BS
Bhupinder SinghWhole-time Director
VB
Vivek BansalWhole-time Director
RR
Rohan Rakesh SuriDirector
AB
Ambika BislaDirector
SG
Sunita GuptaDirector
SN
Sankaran Nair RajagopalDirector
SK
Sekar KarnamDirector
VS
Vivekanand Suryaprakash PeriayapatnamDirector
RR
Rupa Rajul AroraDirector
AN
Anil NaguDirector
InCred Documents

AY - 2020-21

Profit and loss statement - InCred - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2020-21
₹249.00 ₹498.00
Balance sheet - InCred - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2020-21
₹249.00 ₹498.00

AY - 2021-22

Profit and loss statement - InCred - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2021-22
₹249.00 ₹498.00
Balance sheet - InCred - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2021-22
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - InCred - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2022-23
₹249.00 ₹498.00
Balance sheet - InCred - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2022-23
₹249.00 ₹498.00

AY - 2023-24

Profit and loss statement - InCred - 2023-24.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2023-24
₹249.00 ₹498.00
Balance sheet - InCred - 2023-24.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2023-24
₹249.00 ₹498.00

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