Key Metrics
  • No. of Employees687
  • Founded Year 2015
  • Company StagePrivate Limited Company
  • Total Funding₹864.1 Cr
  • Industry

  • Headquarter
  • Company StatusAcquired
About ZestMoney
A better life is for everyone And ZestMoney helps make it accessible for millions to upgrade to enhance to rise while keeping it affordable Buying with Zest gives you the freedom to shop right now and repay in either 30 days or 3 or 4 months You get to pick what works best for you With a quick 3 step approval process Zest is accepted at over 10 000 online 75 000 offline stores The app has over 16 500 5 star ratings and an average 4 7 rating on the Playstore Founded in 2015 by fintech professionals Priya Sharma Lizzie Chapman and Ashish Anantharaman Zest is backed by global digital financial services investors including PayU Ribbit Capital and Omidyar Network
Business Model

ZestMoney is a BNPL (Buy Now Pay Later) start-up that allows consumers to buy a product and make payments later across many categories. According to the company, high-end smartphones, edtech, fashion, large appliances, electric vehicles and travel were the most demanding categories. The BNPL ticket sizes range from Rs 50 to Rs 5 lakh.

Top Competitors
LA
LazypayU74110MH2018FTC317439
SI
SimplU74999MH2015PTC261546
AX
AxioU65993KA1993PTC074590
FL
FlexmoneyU72200MH2015PTC270835
ZestMoney Funding Details
Funding Highlights
Latest Funding RoundDebt Financing
Total Funding Raised₹864.1 Cr
No. of Investments Made1
Total No. of Acquisitions1
Lead Investors6
Investors
  • Ribbit Capital, ZIP International, Omidyar Network, PAYU, Xiaomi, Goldman Sachs
Note:

Valuation as on Sep 22, 2021.

Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Investment Company Done
Detailed report about the Invtestments made by the company till date.
₹499.00 ₹998.00
Acquisition Company Done
Detailed report about the Acquistions the company has done till date.
₹499.00 ₹998.00
ZestMoney Financial Details
Financial Highlights
FY 2022-23 Revenue₹249.82 Cr
FY 2022-23 Expenses₹662.27 Cr
FY 2022-23 Profit/Loss-₹412.45 Cr
Net Cash Flow From Operations-₹322.07 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
ZestMoney Key People
People Metrics
Current Core Team3
Board Members/Directors4

Core Team

LC
Lizzie Chapman Co-Founder & CEO
PS
Priya SharmaCo-founder, CFO & COO
AA
Ashish AnantharamanCo-Founder & CTO

Board Members/Directors

AS
Abhishek SharmaDirector
LC
Lizzie Chapman Director
EL
ELIZABETH LUCY CHAPMANDirector
MB
Mandar Babasaheb SatputeDirector
ZestMoney Documents

AY - 2018-19

Profit and Loss statement - ZestMoney - 2018-19.pdf
TheKredible's experts has summarized the Profit and Loss Statement of ZestMoney for FY 2018-19.
₹249.00 ₹498.00
Balance Sheet - ZestMoney - 2018-19.pdf
TheKredible's experts has summarized the Balance Sheet of ZestMoney for FY 2018-19.
₹249.00 ₹498.00

AY - 2019-20

Profit and Loss statement - ZestMoney - 2019-20.pdf
TheKredible's experts has summarized the Profit and Loss Statement of ZestMoney for FY 2019-20.
₹249.00 ₹498.00
Balance Sheet - ZestMoney - 2019-20.pdf
TheKredible's experts has summarized the Balance Sheet of ZestMoney for FY 2019-20.
₹249.00 ₹498.00

AY - 2020-21

Profit and Loss statement - ZestMoney - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of ZestMoney for FY 2020-21.
₹249.00 ₹498.00
Balance Sheet - ZestMoney - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of ZestMoney for FY 2020-21.
₹249.00 ₹498.00

AY - 2021-22

Profit and Loss statement - ZestMoney - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of ZestMoney for FY 2021-22.
₹249.00 ₹498.00
Balance Sheet - ZestMoney - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of ZestMoney for FY 2021-22.
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - ZestMoney - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of ZestMoney for FY 2022-23
₹249.00 ₹498.00
Balance sheet - ZestMoney - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of ZestMoney for FY 2022-23
₹249.00 ₹498.00

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