Key Metrics
  • No. of Employees211
  • Founded Year 2017
  • Company StagePrivate Limited Company
  • Total Funding₹94.56 Cr
  • Industry

  • Headquarter
  • Company StatusActive
About Chqbook

Chqbook, a Gurugram and Bengaluru - based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, lending, insurance, khata, and rewards.


Founded by Vipul Sharma, Rajat Kumar, and Mohit Goel, Chqbook empowers the massively underserved segment to help drive financial inclusion. Since its launch in September 2020, Chqbook's Mobile App has been downloaded by over 1million customers across 500 cities in India. The Chqbook app now processes over INR 30 Billion of annualized transaction value. Chqbook uses alternate data to deliver small business owners tailor-made financial products and services.

Business Model

Chqbook is a neobank platform for small business owners. It enables access to current accounts, bookkeeping services, lending, and insurance to small merchants or SMEs. Most of its customers are either banking with PSU or cooperative banks.

Top Competitors
JU
JupiterU74140MH2019PTC328769
FI
FiU72900KA2019PTC124770
NI
NiyoU74900KA2015PTC084275
Chqbook Funding Details
Funding Highlights
Latest Funding RoundPre-Series B
Total Funding Raised₹94.56 Cr
No. of Investments Made0
Total No. of Acquisitions0
Lead Investors1
Investors
  • Aavishkaar Capital
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Chqbook Financial Details
Financial Highlights
FY 2022-23 Revenue₹24.54 Cr
FY 2022-23 Expenses₹51.56 Cr
FY 2022-23 Profit/Loss-₹27.01 Cr
Net Cash Flow From Operations-₹26.27 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
Chqbook Key People
People Metrics
Current Core Team3
Board Members/Directors3

Core Team

VS
Vipul SharmaCo-Founder & CEO
RK
Rajat KumarCo-Founder & Coo
MG
Mohit GoelCo-Founder

Board Members/Directors

VS
Vipul SharmaManaging Director
RK
Rajat Kumar Director
SK
Sushma Keshavamurthy KaushikNominee Director
Chqbook Documents

AY - 2018-19

Profit and Loss statement - Chqbook - 2018-19.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Chqbook for FY 2018-19.
₹249.00 ₹498.00
Balance Sheet - Chqbook - 2018-19.pdf
TheKredible's experts has summarized the Balance Sheet of Chqbook for FY 2018-19.
₹249.00 ₹498.00

AY - 2019-20

Profit and Loss statement - Chqbook - 2019-20.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Chqbook for FY 2019-20.
₹249.00 ₹498.00
Balance Sheet - Chqbook - 2019-20.pdf
TheKredible's experts has summarized the Balance Sheet of Chqbook for FY 2019-20.
₹249.00 ₹498.00

AY - 2020-21

Profit and Loss statement - Chqbook - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Chqbook for FY 2020-21.
₹249.00 ₹498.00
Balance Sheet - Chqbook - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of Chqbook for FY 2020-21.
₹249.00 ₹498.00

AY - 2021-22

Profit and Loss statement - Chqbook - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Chqbook for FY 2021-22.
₹249.00 ₹498.00
Balance Sheet - Chqbook - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of Chqbook for FY 2021-22.
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - Chqbook - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Chqbook for FY 2022-23
₹249.00 ₹498.00
Balance sheet - Chqbook - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of Chqbook for FY 2022-23
₹249.00 ₹498.00

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