Key Metrics
  • No. of Employees41
  • Founded Year 2016
  • Company StagePrivate Limited Company
  • Total Funding₹149 Cr
  • Industry

  • Headquarter
  • Company StatusActive
About Happy

HAPPY is a fast-growing fully Digital Lending Fintech targeting a multi-billion-dollar credit gap in India’s micro-businesses, delivering flexible & easy short-term access to credit for small business owners & proprietors in urban & city settings. HAPPY has been recognized as one of the 2019 Inclusive Fintech 50 in the world by Visa and IFC and has won two national awards by Times Now & ET Now - Best AI Startup of the year & the most innovative startup of the year respectively. HAPPY was founded by successful serial entrepreneur Mr. Manish Khera and has Ms. Shweta Aprameya as the co-founder.

Business Model

Happy is a fintech lending startup with a focus on providing financial assistance. Its products include Lockdown Loan, 180-Day Loans, Recharge Loans, and Invoice Discounting. It offers a digital lending engine with multi-layered product structures, encompassing credit origination, underwriting, risk profiling, and customer engagement capabilities for various businesses like POS, remittance, farming, transport, food and beverages, telecom, and dairy.

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Happy Funding Details
Funding Highlights
Latest Funding RoundDebt Financing
Total Funding Raised₹149 Cr
No. of Investments Made0
Total No. of Acquisitions0
Lead Investors0
Investors
  • 0
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Happy Financial Details
Financial Highlights
FY 2021-22 Revenue₹8.52 Cr
FY 2021-22 Expenses₹19.34 Cr
FY 2021-22 Profit/Loss-₹10.81 Cr
Net Cash Flow From Operations-₹32.35 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
Happy Key People
People Metrics
Current Core Team1
Board Members/Directors2

Core Team

MK
Manish KheraCo-Founder & CEO

Board Members/Directors

KA
KUNAL AVINASH KUMTHEKARDirector
MK
MANISH KHERAManaging Director
Happy Documents

AY - 2018-19

Profit and Loss statement - Happy - 2018-19.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Happy for FY 2018-19.
₹249.00 ₹498.00
Balance Sheet - Happy - 2018-19.pdf
TheKredible's experts has summarized the Balance Sheet of Happy for FY 2018-19.
₹249.00 ₹498.00

AY - 2019-20

Profit and Loss statement - Happy - 2019-20.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Happy for FY 2019-20.
₹249.00 ₹498.00
Balance Sheet - Happy - 2019-20.pdf
TheKredible's experts has summarized the Balance Sheet of Happy for FY 2019-20.
₹249.00 ₹498.00

AY - 2020-21

Profit and Loss statement - Happy - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Happy for FY 2020-21.
₹249.00 ₹498.00
Balance Sheet - Happy - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of Happy for FY 2020-21.
₹249.00 ₹498.00

AY - 2021-22

Profit and Loss statement - Happy - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Happy for FY 2021-22.
₹249.00 ₹498.00
Balance Sheet - Happy - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of Happy for FY 2021-22.
₹249.00 ₹498.00

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