Go Back

INCRED HOLDINGS LIMITED

InCred

U67190MH2011PLC211738

Get Comprehensive Report

₹1,999.00 ₹3,998.00
Suggest Edit Last updated: Mar 17, 2025
Key Metrics
  • No. of Employees1254
  • Founded Year 2016
  • Company StagePublic Limited Company
  • Total Funding₹2,779.38 Cr
  • Industry

  • Headquarter
  • Company StatusActive
About InCred

InCred is a new-age financial services group that leverages technology & data-science to make lending quick & easy.

InCred is credit for Incredible India. They use technology & data-science to make lending quick, simple & hassle-free. They believe traditional ways of lending can exclude those most in need because of outdated, rigid & often inefficient processes. At InCred, InCred have simplified the lending process with a sharp focus on serving their borrowers’ unique needs & circumstances.

Business Model

Fintech platform InCred operates as an non-banking financial company (NBFC) and offers education and personal loans along with SME business loan and merchant loan. The company also offers a platform to companies, InCred Pronto, which allows on-demand salary access to employees and a repayment option through payroll deduction.

Top Competitors
LE
LendingkartU72900GJ2014PTC081539
OX
OxyzoU65929DL2016PTC306174
SM
Satya MicrocapitalU74899DL1995PLC068688
InCred Funding Details
Funding Highlights
Latest Funding RoundDebt Financing
Total Funding Raised₹2,779.38 Cr
No. of Investments Made14
Total No. of Acquisitions4
Lead Investors1
Investors
  • KKR India Financial Investments
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Investment Company Done
Detailed report about the Invtestments made by the company till date.
₹499.00 ₹998.00
Acquisition Company Done
Detailed report about the Acquistions the company has done till date.
₹499.00 ₹998.00
InCred Financial Details
Financial Highlights
FY 2023-24 Revenue₹1,293.1 Cr
FY 2023-24 Expenses₹871.35 Cr
FY 2023-24 Profit/Loss₹316.36 Cr
Net Cash Flow From Operations-₹1,390.41 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
InCred Key People
People Metrics
Current Core Team3
Board Members/Directors10

Core Team

BS
Bhupinder SinghFounder & CEO
AS
Ashwin SekarCPO & CTO
VB
Vivek BansalCFO

Board Members/Directors

VB
Vivek BansalWhole-time Director
SG
Sunita GuptaDirector
RR
Rohan Rakesh SuriDirector
SK
Sekar KarnamDirector
RR
Rupa Rajul AroraDirector
BS
Bhupinder SinghWhole-time Director
AB
Ambika BislaDirector
SN
Sankaran Nair RajagopalDirector
VS
Vivekanand Suryaprakash PeriayapatnamDirector
AN
Anil NaguDirector
InCred Documents

AY - 2020-21

Profit and loss statement - InCred - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2020-21
₹249.00 ₹498.00
Balance sheet - InCred - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2020-21
₹249.00 ₹498.00

AY - 2021-22

Profit and loss statement - InCred - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2021-22
₹249.00 ₹498.00
Balance sheet - InCred - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2021-22
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - InCred - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2022-23
₹249.00 ₹498.00
Balance sheet - InCred - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2022-23
₹249.00 ₹498.00

AY - 2023-24

Profit and loss statement - InCred - 2023-24.pdf
TheKredible's experts has summarized the Profit and Loss Statement of InCred for FY 2023-24
₹249.00 ₹498.00
Balance sheet - InCred - 2023-24.pdf
TheKredible's experts has summarized the Balance Sheet of InCred for FY 2023-24
₹249.00 ₹498.00

Subscribe to our newsletter to stay updated

Weekly Funding Reports
Funding Report
Weekly Funding Report [28 Apr - 03 May, 2025]
Monthly Funding Reports
Funding Report
Indian startups' funding falls to $745 Mn in April

Get your Customised Report

With an exclusive 20% off on your order

Latest Industry Reports
Industry Report
HealthTech’s Rebound: After a Downturn, HealthTech...