Key Metrics
  • No. of Employees10098
  • Founded Year 1999
  • Company StagePublic Limited Company
  • Total Funding₹3,507.01 Cr
  • Industry

  • Headquarter
  • Company StatusListed
About Jana Small Finance Bank

Jana Small Finance Bank, headquartered in Bengaluru, India, began its journey in 1999 and has since emerged as a significant player in India's Urban Microfinance sector. Transformed into a scheduled commercial bank in March 2018, it has focused on serving under-banked and underserved communities across the country. As of March 31, 2023, the bank operates 754 outlets in 22 states and 2 union territories, with 272 of these located in unbanked rural areas.

Jana Small Finance Bank serves over 12 million customers, addressing their diverse financial needs. The bank emphasizes digital innovation, continuously introducing new products and services to enhance the banking experience for its customers.

Business Model

Jana Small Finance Bank offers various banking products and services to individuals and businesses. This includes savings and current accounts, deposits, loans, insurance, investments, mobile banking, and online banking. The company generates revenue through loan interest and fees associated with their products and services.

Top Competitors
AS
Au Small Finance BankL36911RJ1996PLC011381
FS
Fincare Small Finance BankU67120GJ1995PLC025373
CS
Capital Small Finance BankU65110PB1999PLC022634
US
Ujjivan Small Finance BankL65110KA2016PLC142162
Jana Small Finance Bank Funding Details
Funding Highlights
Latest Funding RoundSeries G
Total Funding Raised₹3,507.01 Cr
No. of Investments Made0
Total No. of Acquisitions0
Lead Investors1
Investors
  • Jana Holdings
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
Jana Small Finance Bank Financial Details
Financial Highlights
FY 2023-24 Revenue₹4,684.06 Cr
FY 2023-24 Expenses₹4,014.52 Cr
FY 2023-24 Profit/Loss₹669.54 Cr
Net Cash Flow From Operations₹706.9 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
Jana Small Finance Bank Key People
People Metrics
Current Core Team7
Board Members/Directors9

Core Team

RR
Ramesh RamanathanFounder
AK
Ajay KanwalCEO
RR
Rajesh Rao MCOO
AS
Abhilash SandurCFO
SR
Satish RamachandranCRO
AG
Ashish Gopal SaxenaCIO
CM
Chitra MenonCCO

Board Members/Directors

AC
Ajay Chamanlal Kanwal Managing Director
KS
Krishnan Subramania Raman Whole-time director
CR
Chitra Rajiv Talwar Director
SC
Subhash Chandra Khuntia Director
KS
Kumbla Srinivas Nayak Director
RR
Ramalingam Ramaseshan Director
RK
Rahul Khosla Director
RR
Ramesh Ramanathan Director
VK
Vijaya Kumar Pammi Director
Jana Small Finance Bank Documents

AY - 2021-22

Profit and loss statement - Jana Small Finance Bank - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Jana Small Finance Bank for FY 2021-22
₹249.00 ₹498.00
Balance sheet - Jana Small Finance Bank - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of Jana Small Finance Bank for FY 2021-22
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - Jana Small Finance Bank - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Jana Small Finance Bank for FY 2022-23
₹249.00 ₹498.00
Balance sheet - Jana Small Finance Bank - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of Jana Small Finance Bank for FY 2022-23
₹249.00 ₹498.00

AY - 2023-24

Profit and loss statement - Jana Small Finance Bank - 2023-24.pdf
TheKredible's experts has summarized the Profit and Loss Statement of Jana Small Finance Bank for FY 2023-24
₹249.00 ₹498.00
Balance sheet - Jana Small Finance Bank - 2023-24.pdf
TheKredible's experts has summarized the Balance Sheet of Jana Small Finance Bank for FY 2023-24
₹249.00 ₹498.00

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