SalarySe is a salary powered fintech platform that is redefining the landscape of financial services in India for the 10 Crore salaried individuals earning $300bn+ per year.

They focus on lower to middle-class salaried employees constituting ~60% of the salaried income pool in India with a mission to enable seamless UPI - credit - rewards experience at best-on-street prices and convenience.

SalarySe provides revolving credit on UPI by integrating with payroll systems of companies and uses a lien on salary for repayments as a lever to reduce credit risk. In the process, they innovatively leverage technology to solve the core problem of high collection & credit costs for banks. They partner with employers to provide financial products to their employees.