Go Back

SMARTCOIN FINANCIALS PRIVATE LIMITED

SmartCoin

U67110KA2015PTC084272

Get Comprehensive Report

₹1,999.00 ₹3,998.00
Suggest Edit Last updated: Jan 17, 2025
Key Metrics
  • No. of Employees217
  • Founded Year 2016
  • Company StagePrivate Limited Company
  • Total Funding₹198.47 Cr
  • Industry

  • Headquarter
  • Company StatusActive
About SmartCoin
SmartCoin is consumer lending startup focused on providing micro-loans to the vast underserved middle/lower-income segments. Their mobile-app lending platform and proprietory underwriting algorithms are capable of assigning the risk profile of a prospective borrower in real time using data science and machine learning. With SmartCoin you can get loans from Rs 1000 to Rs 70000 with a tenure of 91 days to 270 days at a minimum APR of 20% and maximum APR of 36%
Business Model

Microlending startup SmartCoin is focused on providing micro loans to the vast underserved middle and lower income segments. Its offering includes small-ticket personal loans to micro merchants, self-employed, small retailers, Blue-Grey collared workers and salaried individuals.

Top Competitors
AF
Aye FinanceU65921DL1993PTC283660
Z2
Z2pU72400MH2016PTC312732
MI
MicrograamU67190KA2009PTC051638
KR
KrazybeeU65100KA2016PTC086990
SmartCoin Funding Details
Funding Highlights
Latest Funding RoundSeries B
Total Funding Raised₹198.47 Cr
No. of Investments Made0
Total No. of Acquisitions0
Lead Investors4
Investors
  • Unicorn India Ventures, 01VC, Pace Financial Services, Lightrock
Funding Details
TheKredible's detailed funding report contains info about Funding raised by the company along with Lead Investors, Investors, Shareholding Strcuture, and its Investments & Acquisitions.
₹799.00 ₹1,598.00
Funding History
TheKredible's 'Funding History' report provides deep insights of Funding with list of Lead Investors
₹399.00 ₹798.00
Funding Per Year
A Funding report of the company's overall funding on yearly basis, segregated by the team TheKredible.
₹199.00 ₹398.00
SmartCoin Financial Details
Financial Highlights
FY 2023-24 Revenue₹198.48 Cr
FY 2023-24 Expenses₹184.77 Cr
FY 2023-24 Profit/Loss₹13.12 Cr
Net Cash Flow From Operations-₹98.78 Cr
Full Financial Details
Detailed report containing info about Business Model, year-wise Financial Comparison, Ratio Analysis and detailed Revenue and Expense breakdowns.
₹799.00 ₹1,598.00
Financial Comparison
A detailed report of year-wise Financial Comparison of the company
₹430.00 ₹860.00
Revenue Breakdown
A report and breakdown of the company's year-wise revenue streams.
₹399.00 ₹798.00
Expense Breakdown
A report and breakdown of the company's year-wise expenditures.
₹399.00 ₹798.00
Shareholding Structure
Team at TheKredible has gone through several ROC filings and portrayed Shareholding Structure of the company.
₹499.00 ₹998.00
Financial Ratio
Analysis of Financial Ratios which gives quick insights about the company's profitability and capital efficiency.
₹199.00 ₹398.00
SmartCoin Key People
People Metrics
Current Core Team4
Board Members/Directors6

Core Team

RG
Rohit GargCo-Founder & CEO
JU
Jayant UpadhyayCo-Founder & COO
VK
Vinay Kumar SinghCo-Founder
AC
Amit ChandelCo-Founder & CTO

Board Members/Directors

BM
Bhaskar MajumdarDirector
AC
Amit Chandel Director
JU
Jayant UpadhyayDirector
RG
Rohit GargDirector
VK
Vinay Kumar SinghDirector
AG
Ashish GargNominee Director
SmartCoin Documents

AY - 2018-19

Profit and Loss statement - SmartCoin - 2018-19.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2018-19.
₹249.00 ₹498.00
Balance Sheet - SmartCoin - 2018-19.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2018-19.
₹249.00 ₹498.00

AY - 2019-20

Profit and Loss statement - SmartCoin - 2019-20.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2019-20.
₹249.00 ₹498.00
Balance Sheet - SmartCoin - 2019-20.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2019-20.
₹249.00 ₹498.00

AY - 2020-21

Profit and Loss statement - SmartCoin - 2020-21.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2020-21.
₹249.00 ₹498.00
Balance Sheet - SmartCoin - 2020-21.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2020-21.
₹249.00 ₹498.00

AY - 2021-22

Profit and Loss statement - SmartCoin - 2021-22.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2021-22.
₹249.00 ₹498.00
Balance Sheet - SmartCoin - 2021-22.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2021-22.
₹249.00 ₹498.00

AY - 2022-23

Profit and loss statement - SmartCoin - 2022-23.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2022-23
₹249.00 ₹498.00
Balance sheet - SmartCoin - 2022-23.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2022-23
₹249.00 ₹498.00

AY - 2023-24

Profit and loss statement - SmartCoin - 2023-24.pdf
TheKredible's experts has summarized the Profit and Loss Statement of SmartCoin for FY 2023-24
₹249.00 ₹498.00
Balance sheet - SmartCoin - 2023-24.pdf
TheKredible's experts has summarized the Balance Sheet of SmartCoin for FY 2023-24
₹249.00 ₹498.00

Subscribe to our newsletter to stay updated

Weekly Funding Reports
Funding Report
Weekly Funding Report [12 May- 17 May, 2025]
Monthly Funding Reports
Funding Report
Indian startups' funding falls to $745 Mn in April

Get your Customised Report

With an exclusive 20% off on your order

Latest Industry Reports
Industry Report
HealthTech’s Rebound: After a Downturn, HealthTech...