ZipLoan is building a digital bank for 8Mn+ digital-ready small and medium businesses (SMBs) with a focus on manufacturing and service sectors. By offering its customers an ever-evolving suite of products, including: Line of Credit (30-45 days rolling for working capital), Machinery BNPL at POS and Term Loans (1-3 years), it aims to penetrate the market further and expand its existing base of customers (of which c.70% are new to business loans).